Following a car accident, dealing with an insurer may be the last thing you want. However, it’s an important thing to do if you want to be compensated for your injuries and losses. And how you deal with an insurance company can determine whether or not you get fair compensation.
If you were hurt in an accident because of somebody else’s negligence, you do deserve reasonable compensation. As you deal with an insurer, the things you say and do can either make or break your car accident claim. This is the reason you may want to consult with a Rio Rancho auto accident lawyer first before you speak with anyone from the company. Here are tips to keep in mind when dealing with an insurer:
Never Admit Fault
In Rio Rancho, drivers who are at fault for a crash should take responsibility for the damages that victims sustained because of the accident. Thus, when you admit fault to the insurance company, you may ruin your chances of getting a reasonable settlement. Admission of fault can be done either directly or indirectly. You will indirectly admit fault when you provide the insurer with too much information on the accident. Insurance providers are aware of the tricks to make you unknowingly say something that they can use against your claim.
Consult with a Lawyer
To avoid doing or saying something that can destroy your claim, allow a lawyer to handle the insurer for you. An experienced car accident attorney is familiar with the tactics used by insurance companies and they have all types of counter-methods they can use to maximize your claim.
The insurance company does not want you to work with a lawyer. That is why they may contact you as soon as possible after the crash before you can speak with an attorney. But it is your right to get legal counsel before you deal with an insurance provider after a car crash.
Refuse Recorded Statements
The insurer may request that you provide them with a recorded statement detailing what occurred. But the insurer sets this trap to try to catch you saying something that can be used against you. Regardless of what an insurance adjuster may say, you don’t have to give them a recorded statement. You can just tell them to get more detailed information about your accident and claim from your lawyer. Before you make any decision related to your claim, consult with your lawyer first.